Temple vs. Tulsa Prediction and Picks for Saturday, October 25th, 2025
Use Code SSWC The AAC football season churns ahead, and we have an intriguing conference clash on Saturday afternoon between the Temple Owls (4-3, 2-1 AAC) and the Tulsa Golden Hurricane (2-5, 0-4 AAC). We’ve got you covered with our Temple vs. Tulsa prediction. Kickoff is scheduled for 3:30 ET from Chapman Stadium in Tulsa, OK. Looking to win big this football season? We have the best College Football Picks to help you out!
Owls Bounce Back, Hammer the 49ers
This is the debut campaign for coach K.C. Keeler in Philadelphia, and his Temple Owls are looking solid in 2025. They lost back-to-back ranked games against #13 Oklahoma (42-3) and #16 Georgia Tech (45-24) early in the season, but have since gone 2-1 in their in-conference AAC contests. A tight 32-31 loss to 6-0 Navy is bookended by victories over UTSA (27-21) and Charlotte (49-14), most recently. Temple has been a “covering machine,” going 6-1 ATS. They’re also 5-2 to the over.
QB Evan Simon is leading the offense this season, and he has looked superb. The senior signal caller has thrown for 1,343 yards on a 62.1% completion rate, adding 16 touchdowns and no picks. He has a trio of favorite targets, including WRs Kajiya Hollawayne (341 yards, 3 TD) and JoJo Bermudez (313 yards, 4 TD), as well as TE Peter Clarke (307 yards, 4 TD). RB Jay Ducker has spearheaded the ground game, adding 560 yards and five touchdowns on 99 carries (5.7 YPC).
- Offensively, the Owls are scoring 29.3 points per game (49th), while averaging 352.5 yards per week (86th).
- Defensively, they are 79th in the country this year, conceding 27.3 points per game. They’re allowing 388.5 yards per contest, which is 74th.
Golden Hurricane Slide To 2-5
Like Temple, the Tulsa Golden Hurricane are under new management with Coach Tre Lamb taking the reins of the program. Tulsa got off to a 2-2 start, but has since dropped three consecutive conference games. Overall, they’re 0-4 in AAC play, with those losses coming at the hands of Navy (42-33), Tulane (31-14), Memphis (45-7), and East Carolina (41-27), most recently. Tulsa has gone 3-4 ATS and 5-2 to the under this season.
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QB Baylor Hayes was inserted as the starting quarterback in the middle of the year, taking over from Kirk Francis. The freshman has provided a bit of a spark, but ultimately enters the new week with 1,038 yards on a 59.9% completion rate, adding six touchdowns and three interceptions. RB Dominic Richardson is the lead rusher, logging 597 yards and two touchdowns on 129 totes (4.6 YPC). Out wide, it’s the duo of WR Zion Booker (349 yards, 2 TD) and TE Brody Foley (346 yards, 4 TD) that are most dangerous in the passing game.
- Tulsa’s offense has been abysmal this season, ranking 119th in scoring (17.3 PPG), while putting up 351.7 yards per game (87th).
- On the defensive side, the Golden Hurricane are 106th this season, allowing 32.0 points per game. In terms of yardage, they’re 116th, conceding 436.2 yards per contest.
Temple vs. Tulsa Pick
Spread Pick for Temple vs. Tulsa
- Temple Owls -6.0 (-110) (5 units)
While this spread is inside a touchdown, I’m going to ride with Temple to cover. Tulsa did look like it got a nice boost by making the quarterback change to Baylor Hayes, but unfortunately, he had no impact on the defensive play. This Tulsa defense is one of the worst in the nation, and I ultimately believe they’ll be the difference maker in creating a path for a Temple cover.
That, and the huge disparity in turnover differential. Tulsa enters the week with a -0.7 turnover margin per game (109th), while Temple is fourth in the entire country at +1.3. The Owls’ quarterback, Evan Simon, has a perfect 16/0 TD/INT ratio. The aforementioned Hayes is at 6/3. I don’t think the Owls will completely blow out the Golden Hurricane, but I do expect them to cover this number and win by 7-14 points.
Over/Under Pick for Temple vs. Tulsa
- Over 53.5 (-115) (5 units)
As I mentioned, Tulsa’s defense is a joke. They’re allowing 32.0 points per game against FBS-level competition, which is 106th in the nation. During their current 0-3 slide, the Golden Hurricane are conceding 39.0 points per contest.
Tulsa will welcome in a Temple squad that has been printing money for over bettors. They’re 5-2 to the over this season, while going 6-0 to the over in their last six road games. Temple’s defense hasn’t been flawless either, conceding 27.3 points per game against FBS-level opposition (79th). With Hayes sparking the Tulsa offense, I think they’ll do enough to help push this game over the total. Give me the over.
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