St. Louis Cardinals vs. Chicago Cubs Picks and Predictions, Sunday September 28, 2025

By: Nathan Smith Published 09/28/2025, 09:47 AM ET
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The 2025 MLB season is all but over, but in the final weekend of the season, we'll see some big divisional matchups, including this one with our St. Louis Cardinals vs. Chicago Cubs prediction.

The St. Louis Cardinals (78-83) showed plenty of promise throughout the 2025 campaign, but with the NL Central so competitive, they just didn't have the depth and star power to keep up.

On Sunday, they battle the Chicago Cubs (91-70), a team that started 2025 hot and barely slowed down throughout the season, and with their best players rolling, this is a team that can't be taken lightly when the postseason begins. Read on to see our St. Louis Cardinals vs. Chicago Cubs prediction.

Expected pitching matchup: RHP Michael McGreevy vs. RHP Javier Assad.

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Can the Cardinals end 2025 with a bang?

The St. Louis Cardinals were in the postseason race for much of the 2025 campaign, but in the end, a 34-46 record away from home caught up to them as they were eliminated from playoff contention heading into the final stretch of the year. This season, the Cardinals ranked 18th in the league in total runs scored, and while a team ERA of 4.26 isn't terrible, they just didn't have one big strength that they were able to lean on in 2025.

In their regular season finale, St. Louis turns to right-hander Kyle Leahy, who has compiled a 3.18 ERA this season in 61 appearances out of the bullpen, with the 28-year-old striking out a solid 79 hitters over 85.0 innings. Last time out for the Cardinals was a tough loss to these Cubs, with Jordan Walker's two RBI representing a standout day as Michael McGreevy tossed 4.2 innings of three-run ball, with the team falling 7-3.

Can the Cubs enter the playoffs with momentum?

The Chicago Cubs may not have been the story of the year in the National League, but with the utmost consistency and a 49-31 record at home, they clinched their spot in the MLB Playoffs with a recent win, giving them hope of a deep run in 2025. With a 3.82 team ERA, the Cubs rank top-10 in baseball, and given that they've scored the fifth most runs in baseball this season, it's easy to see why they're seen as one of the more balanced teams heading into the MLB Playoffs.

Taking the mound for Chicago will be righty Javier Assad, making his eighth appearance of the season after putting together a 4.36 ERA in that time, with 41 baserunners allowed thus far over his 31.2 innings of work. Last time out for the Cubs was a big win over the Cardinals, with Michael Busch driving in four runs as 6.0 innings from Jameson Taillon led them to clinch the top Wild Card spot in the National League.

St. Louis Cardinals vs. Chicago Cubs pick

Money line pick for Cardinals vs. Cubs

  • Chicago -145 (5 units)

This season has been a great one for the Chicago Cubs, and in their last 10 head-to-head contests with the St. Louis Cardinals, they've posted a 7-3 record, including a 4-1 record in their last four matchups to take place in Chicago.

On top of that, the Cubs have the much more experienced starter taking the mound, and with the team looking to take momentum into the postseason, expect them to finish off a dominant sweep in this one.

Over/Under pick for Cardinals vs. Cubs

  • Over 8.5 (4 units)

The strength of both these teams in 2025 has been their offense, and that's been on full display in this series, with a total of 23 runs scored through two games as the over is now 6-4 in their last 10 head-to-head encounters.

For the Cardinals, the over sits at 5-5 in their last 10 overall games, with 36 runs allowed in their last five games played on the road, and for the Cubs, the over comes in at 7-2-1 in their past 10, with four or more runs scored in seven of those 10 matchups.

Keep it simple, take the over.

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