Navy Midshipmen vs. Tulsa Golden Hurricane Prediction and Picks - September 13, 2025
Use Code SSWC The College football season is in full swing this weekend with a matchup between the Navy Midshipmen vs. Tulsa Golden Hurricane, look inside for our prediction and picks. The Navy Midshipmen (2-0, 1-0 American) travel to face the Tulsa Golden Hurricane (1-1, 0-0 American) on September 13, 2025, at 7:00 PM EDT at Chapman Stadium in Tulsa, OK, broadcast on ESPN+. Expected kickoff weather is 89°F. Navy quarterback Blake Horvath enters with 234 passing yards and 2 touchdowns this season, while Tulsa’s Kirk Francis has 318 passing yards with 2 touchdowns and 1 interception. Navy is coming off a 38-24 win over UAB, while Tulsa lost 21-14 at New Mexico State.
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Navy’s Wing-T Juggernaut Rolls into Tulsa with Perfect Record
Navy opened 2025 with consecutive wins, averaging 45.0 points and 509.5 total yards per game. Their 38-24 victory over UAB featured a second-half shutout after two weather delays, with Horvath accounting for three touchdowns (2 rushing, 1 passing). The Midshipmen outrushed UAB 295-92 and forced three turnovers. Earlier, they routed VMI 52-7, rushing for 464 yards and six touchdowns. Backup QB Braxton Woodson added 180 rushing yards and two long scores. Navy’s offense ranks 1st nationally in rushing (379.5 yards/game) and converts 63.6% of third downs. Defensively, they allow just 15.5 points per game and lead the AAC with six sacks.
Horvath has completed 80% of passes (12/15) for 234 yards and two touchdowns while adding 86 rushing yards and two scores. The Wing-T offense is still based on the running game and similar to the triple option they used to run. But it does feature more passing. Running back Alex Tecza averages 6.7 yards per carry (200 yards, 2 TDs), and receiver Eli Heidenreich has 8 catches for 86 yards and a touchdown. Defensive tackle Landon Robinson anchors the unit with 2.5 sacks and 13 tackles. Navy’s +3 turnover margin ranks 12th nationally. Coach Brian Newberry praised Horvath’s decision-making. Injuries include RB Alex Tecza (questionable) and OT M. Taylor (questionable).
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Tulsa Seeks Redemption After Road Stumble Against Surging Navy
Tulsa’s 21-14 loss at New Mexico State saw a fourth-quarter lead vanish after a late touchdown and two-point conversion, despite outgaining NMSU 375-291. The Golden Hurricane average 437.5 total yards per game, ranking 38th nationally in rushing at 205.0 yards, but rank 75th in scoring with 27.5 points per game due to red-zone inefficiency, converting just 75% of opportunities. Quarterback Kirk Francis has completed 65.8% of passes for 318 yards, while running back Dominic Richardson averages 5.9 yards per carry with 235 rushing yards. Defensively, Tulsa allows 21.0 points per game, ranking 55th nationally, and leads the AAC with 7.0 sacks, including 3.5 from Byron Turner Jr. The unit has struggled in late-game situations, surrendering 14 second-half points to NMSU.
Tulsa’s offense has shown balance, averaging 235.0 passing yards (59th nationally) and converting 40.0% of third downs. However, turnovers have been costly, with a -1 margin through two games. Defensively, linebacker Ray Coney anchors the unit with 22 tackles, while the secondary allows 196.0 passing yards per game. Special teams have been steady, with just 6.0 penalties per game (62nd nationally). If Francis is unavailable, backup Baylor Hayes would start after completing 81.3% of passes for 129 yards and a touchdown against Abilene Christian. Injuries include WR J. Ballard (knee) and LB C. Thompson Jr. (ankle), with Francis (concussion) listed as questionable.
Spread Pick for Navy vs. Tulsa
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Navy Midshipman -14 (5 Units)
Navy is 4-1 against the spread (ATS) in its last 5 games and 5-1 ATS in its last 6 road games. They’ve covered 5 straight at Tulsa and are 7-1 straight up (SU) in the series. Tulsa is 3-7 ATS in its last 10 games and 4-12-1 ATS in its last 17 home games. Navy’s 10-4 ATS record in its last 14 games contrasts with Tulsa’s 1-6-1 ATS mark in its last 8 against Navy. The Midshipmen are 5-0 ATS in their last 5 as road favorites, while Tulsa is 0-5 ATS in its last 5 as home underdogs. The Mids will run all over the Golden Hurricane and hit big plays in the passing game. Back the Navy!
Over/Under Pick for Navy vs. Tulsa
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Over 53.5 (5 Units)
The total has gone OVER in 10 of Tulsa’s last 12 conference games and 9 of Navy’s last 11 against West Division foes. Navy averages 45.0 points, while Tulsa’s games average 53.5 combined points. The OVER is 5-1 in Tulsa’s last 6 home games and 4-1 in Navy’s last 5 September contests. Navy’s 100% red-zone scoring rate (11/11) and Tulsa’s 3.5 sacks per game suggest sustained drives and explosive plays. Go Over and Good Luck!
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