Chicago Bears at San Francisco 49ers Predictions, Picks, Odds, and Line Movement for December 28

By: Kyle Kargel Published 12/26/2025, 04:00 PM ET
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Chicago vs San Francisco picks headline Sunday Night Football in Week 17, and this matchup has real playoff weight behind it. With both teams sitting at 11-4, seeding and momentum are on the line as the Bears head west to face the 49ers at Levi’s Stadium. If you are searching for actionable NFL picks, this game offers a clean handicap built around injuries, line value, and situational edges.

TLDR - Picks and Prediction

  • Spread: Chicago +3
  • Total: Over 51.5
  • Projected Final Score: San Francisco 27, Chicago 26
  • Chicago is 11-4 straight up and has been competitive in nearly every road spot this season.
  • San Francisco has won four straight games but has seen its defensive depth tested by injuries.
  • The total has been bet heavily to the over, with public percentages north of 85 percent on recent updates.
  • Both teams rank among the top NFC offenses, supporting a total in the low 50s.

Odds and Line Movement

Current Odds

Team Spread Total
Chicago +3 (-105) Over 51.5 (-115)
San Francisco -3 (-115) Under 51.5 (-105)

Line Movement - Spread

Date Chicago San Francisco
12/16 +2.5 -2.5
12/20 +3 -3
12/23 +3 (-105) -3 (-115)

Line Movement - Total

Date Over Under
12/22 50.5 50.5
12/23 51.5 51.5

Chicago vs San Francisco Game Preview and Analysis

Sunday night sets up as a true NFC measuring stick. Chicago enters with momentum and balance, while San Francisco continues to grind out wins despite mounting injuries. The Bears have already shown they can compete with top-tier opponents, and their offensive profile allows them to stay live as underdogs.

San Francisco still has structural advantages at home, but the injury situation is difficult to ignore. George Kittle is questionable with an ankle issue, and the 49ers are already without multiple defensive pillars. That puts pressure on San Francisco to execute long drives rather than relying on short fields or defensive dominance.

Chicago’s path to covering is straightforward: protect the football and force San Francisco to win in a one-score game late. With the spread sitting at a flat field goal, the value lies with the Bears, especially given how thin the 49ers have become defensively.

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Key Injuries and Notes (CHI vs SF)

  • Chicago: Rome Odunze questionable, Luther Burden III questionable, C.J. Gardner-Johnson questionable.
  • Chicago: Kyler Gordon and Braxton Jones remain out.
  • San Francisco: George Kittle questionable with an ankle injury.
  • San Francisco: Fred Warner, Nick Bosa, and Brandon Aiyuk remain out.

Final Score Prediction

San Francisco 27, Chicago 26

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ATS and Total Picks

  • ATS Pick: Chicago +3
  • Total Pick: Over 51.5
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